Personal Financial Planning

Personal financial planning is important to all individuals interested in controlling their finances.

The financial planning process consists of:

  1. evaluating your present financial situation;
  2. identifying your financial goals and objectives in light of your income, assets and obligations;
  3. preparation of a written report consisting of recommendations and alternative solutions;
  4. assistance in the implementation of recommendations to pursue your goals;
  5. periodic review and update.

The process provides an opportunity for the individual to clearly see his/her present financial strengths and weaknesses. Professional assistance is provided in order to educate the client. The educational process insures the client's active role in all financial decisions and a teamwork approach to pursuing his/her financial goals.

Today complicated financial environment requires a much higher degree of involvement for an individual to make the most of their resources.